Focused on Emerging Markets Realizing Financial Integration
Integrate Innovative Financial Services,Cross-Domain Data
CLC PAY & EWALLET
700 thousand workers from SEA countries and 17 thousand immigrants are in great need of an intelligent service that combines financial services and mobile payment services. CLC Pay's services break into finance, lifestyle and entertainment which integrate online and offline services. Our goal is to help workers and immigrants break cultural and language barriers and better adjust to life in Taiwan.
Taiwan's smart phones penetration rate has been on the rise in recent years, with upgrade of internet speed and the maturing of credit card market, consumers'acceptance and knowledge of mobile payment have been growing. Taiwan government is also working on promoting a cashless society, with a hope to reach 90% cashless transaction in 2025.
High-Tek Group takes pride in our professional electronic payment R&D team and our extra secure d digital credit card payment code technology. Mobile devices as carrier, we use tokenized technology to import credit card onto the devices. With electronic wallet s, we can better understand consumers'purchasing details and create higher user satisfaction, shop owner convenience and finance institution innovation.
In the era of digital economy, e-commerce can connect the buyers and the sellers faster and easier across the globe High-Tek Group combines online e-commerce and offline environment to advance overall consumer experiences; thanks to the rise of middle class in SEA countries, we jump on this opportunity to expand our cross-domain e-commerce business.
ASEAN is a fragmented market, with completely different currency and payment habit within each country. Most ASEAN countries' credit card penetration rate is fairly low (1-5%), so is bank (23-49%). On the other hand, phone and internet penetration is otherwise high. This environment is especially beneficial for the development of mobile payment . Cross ASEAN country payment system could improve the highly cash- dependant situation , and it increase finance transparency, making up for the lack of bank presence and accelerate economic growth in the rural areas.